Can you handle a second job or “side hustle?” Online blogger and budget guru Dave Ramsey offers hundreds of financial tips and tricks. He points out that often you can earn money while just sitting in front of your laptop. There are sites that will pay you up to $120 to participate in a survey or focus group. Three of Ramsey’s favorite sites are Survey Junkie, Swagbucks, and Survey Club. With Swagbucks, you can accumulate cash of gift cards just by doing many of the things you already do online. Check out Ramsey’s blogs and website at thepracticalsaver. com. It’s one of the best online resources for addressing your money needs; however, keep in mind that there are hundreds of other good ones out there. Ramsey recommends a budget- cutting site called Trim, at asktrim.com. Maybe you can do freelance work on weekends, babysit, or walk your neighbors’ dogs. Everyone in your household needs to be part of the financial solutions team. If you have children, they might appreciate helping out the family more than you think—generally, everyone feels better being part of a solution. Take time to appreciate and recognize everyone’s efforts. If you can wait longer for a side hustle to bring in money, consider blogging. There are resources online to explain the opportunities. Could you use an extra few dollars — or even a few thousand dollars — every month by posting stories and information in your area of expertise or interest? There are people doing it, and successfully! Other great apps and sites include: ; ; Nextdoor (Nextdoor.com) is a free app that lets you
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