Foreclosures Book

• Contacting people whose homes appear in the foreclosure notices. (They can easily find these notices online or in a local newspaper.) • Targeting specific religious or ethnic groups

COMMON TACTICS OF FORECLOSURE SCAMMERS

; ; Offering to serve as a go-between with your lender or to negotiate with your lender to refinance your home ; ; Advising you that they can stop foreclosure by “helping” you file for bankruptcy ; ; Encouraging you to sign fake foreclosure rescue or mortgage documents ; ; Claiming that they can perform a forensic mortgage loan audit to help you hold on to your home ; ; Offering you fake legal help PROTECT YOURSELF FROM SCAMMERS

; ; Don’t send mortgage payments to any company that is not your loan servicer. ; ; Don’t sign any documents

without having them reviewed by a lawyer or independent expert. ; ; Don’t stop making mortgage payments. ; ; Remember that government help and advice is always free.

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