Once you have done all your homework, you need to decide whether to buy the house. It is important that you step back and evaluate all the information available to you from viewing the house, inspecting its condition, and obtaining public records. Keep in mind: • You will likely need to compromise on some of your priorities. No home is completely perfect, and a first home is often a “starter” on the way to a dream home. However well it fits your needs, desires, and lifestyle, there will be things you wish you could change. Examples might include wishing the lanai of your home was facing a beautiful view or preserves like you saw nearby or in another, fancier neighborhood. At the end of the day, you’ll need to decide the factors that are most important to you. If you prefer the neighborhood over the house, you may decide to look for a different type of property within the same community. A condo, for instance, instead of a townhouse. • If finances are the issue, you might want to discuss with your bank or mortgage loan officer whether they would be willing to increase your mortgage. But use caution, and only do this if you can afford it — there’s no point in getting into financial trouble just to get a specific property, when more affordable ones could do just as well. • Lower your expectations on the condition of the home. If your inspection revealed a few small problems, you could still buy the property and do the repairs yourself. Use the
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