protects you from legal claims against the property. Ensure the title is clear of liens or disputes before closing. 7. Complete a Home Appraisal: Verify the property’s market value. If the appraisal comes in lower than the purchase price, be prepared to renegotiate. 8. Schedule the Closing: Choose a date that aligns with your move-in plans and allows enough time to finalize paperwork. Avoid closing at the end of the month, when title companies and lenders are busiest. 9. Attend the Final Walkthrough: Inspect the property 24–48 hours before closing to ensure it’s in the agreed- upon condition. Address any last-minute issues promptly. 10. Prepare for Closing Day: Bring all required documents, such as your ID, bank statements, and proof of homeowner’s insurance. Review the Closing Disclosure to confirm all terms match your expectations.
After Closing: Welcome to Homeownership
Once the paperwork is signed, the keys are yours! Remember to: • Update your address with utilities, banks, and the postal service. • Set up home security if needed. • Begin budgeting for regular maintenance and unexpected repairs. Closing on a home is an achievement worth celebrating. By understanding each step and working closely with your real estate team, you’ll navigate the process with confidence and enjoy the rewards of homeownership. After all, there’s no place like home!
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