starting point in going forward.
So, know your budget! Don’t just think about the overall home sale price; consider the down payment, the monthly mortgage payments, property taxes, homeowners’ association fees, maintenance, and closing costs. Too many buyers — both first-time home buyers as well as second- and third-timers — make the mistake of not factoring in and accounting for all associated expenses in buying a home. For example, a home might seem affordable to you at first glance, but there are always “hidden” expenses involved, which, if you aren’t prepared for them, could lead you into financial problems.
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