practical decisions based on your budget and situation.
The best approach? Pre-approval by a proven, experienced, qualified, and reputable mortgage lender — like me — with whom you work closely and carefully to determine the appropriate budget for a mortgage loan.
STEP 3: CREATE A LIS TE A LIST OF NEEDS T OF NEEDS VS. WANTS
Essentially, you need to determine what is most important to you in a home — the non-negotiables — vs. what you’d like to have in a home — things you might need to let go of. In other words, figure out what you need in your home (think number of
9
Powered by FlippingBook