issue as a last-minute deal breaker, please ensure you have been pre- approved for a mortgage, and for the appropriate amount (if you work with me, I’ll make sure you are). You might be surprised at how many applications are rejected during the mortgage approval process. Wait to get your finances in order before you apply for a loan, and then wait again to be pre-approved before you go off searching for homes, finding the perfect one, making an offer, etc. — only to have the deal go through because you didn’t end up qualifying for the loan after you’ve gotten yourself emotionally invested in a home you can’t have. Going through the entire process and finalizing everything with the seller and listing agent, but then faltering in the
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