and be aware that they may have to pay more than a home is listed for — sometimes thousands of dollars more — in order to get their offer approved. Still can’t decide if buying is for you? Check out The Times’s rent-versus-buy calculator to dig deeper into the difference in expenses. If both your lifestyle and the hard numbers point toward buying, the next step is to determine how much home you can afford. Get Pre- Approved As a real estate agent, I work with the best local mortgage lenders. Their goal is to determine you buying power and get you pre approved for the most money you qualify for, depending on your debt to income ratio. Below are some of my preferred partners.
1. Joseph Vitiello Northpointe Bank Loan Officer, NMLS# 1992076 , NMLS# 1992076 p 908-872-3434 | f 862-367-8343 862-367-8343 Joseph.Vitiello@northpointe.com northpointe.com 2. David Clark Mortgage Loan Officer Financial Resources Federal Credit Union
520 US Highway 22 East Bridgewater, NJ 08807 , NJ 08807 NMLS #: 699087 Mobile: 908-331-9573 Fax: (908) 253-6406 Email: dclark@finresc.org 3. Mathew Victoria American Financial Network Branch Manager 500 craig rd suite 201 &202, e 201 &202,
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