generally self-employed and will set up policies only with the companies they represent. The difference between the two is that agents have contracts with multiple insurance companies and brokers don’t have any contracts. Also, buyers may have to pay brokers’ administrative fees, which they wouldn’t with an independent contractor. There are distinct advantages to getting your auto insurance indirectly with a professional like me. Because I work with more than one company, I can help you easily compare your insurance options. I’m also not tied to only one company, which means you’ll have options, some including deals, which I can often offer because I sell multiple products. Lastly, I’m an expert at what I do, and helping my customers is my top priority. This means I’m here for you in whatever way you need me to be—answering any questions you have, assisting you throughout the claims process, and providing explanations and support with any other issues that may come up. Speaking of providing explanations, now that you know all the basic auto insurance terms, you’re ready to dig in, right? In the next chapter, we’ll go over what exactly is in a policy, the different types of insurance coverage, and more.
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