health insurance won’t do.
One optional coverage I always recommend considering is uninsured motorist coverage. It’s a low-cost add-on that gives you better coverage, and I think it’s often worth the slightly higher payment. Again, auto insurance coverage is a highly personalized decision. There are a lot of things to consider, which is why I place such emphasis on open discussions with all my clients. We review their unique circumstances and decide which coverage is truly optional, which is completely unnecessary, and which would serve them best in the long run.
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