Lastly, actual figures are based on a combination of all these different factors and then some, so it’s not parent 1 versus parent 2 as the chart appears. (I did this solely as an effort to bring clarity and simplicity to this basic example of a complex issue.) Instead, it’s a combination of the two adults’ factors — and, of course, their teens contribute as well. So now you know all the different aspects that go into the cost of your premium. Some of these you can change, such as the type of car you have, and some things you can’t, such as your commute — unless you change jobs. Also, some things change over time, like your credit score. Luckily, while there are a lot of considerations for premium costs, there are also many ways to save money! Keep reading to learn more.
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