Table Of Contents
1.
Introduction
2
2.
Insurance Terms Explained
4
3.
Standard Coverage
10
4.
Other Coverage Options
18
5.
What’s Required and How to Get It
22
6.
What Coverage Is Right for You?
24
7.
Protecting Yourself Against Lawsuits
28
8.
Factors That Affect Your Premium
32
9.
Ways to Lower Your Premium
38
10. What Happens When You Have an Accident or Claim
44
11. After the Accident
48
12. When Not to File a Claim—and When You Must 54
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