important to check in each year because anything from your state’s insurance requirements to what different companies offer to a variety of aspects of your life could change, and you want to make sure your insurance coverage is still the best fit for your needs and your wallet.
Ways to Save:
• Pick a higher deductible • Pick lower coverage
• Skip collision and comprehensive coverage • Research which cars are the lowest to insure • See if pay-per-mile insurance is an option • If you have a low income, see if your state offers low-cost insurance • Keep your credit score up • Get quotes from a variety of companies • Check for all possible discounts • Pay your premium all at once if there’s a fee for installment payments and/or a discount for paying in full • See if there’s a discount for paying through EFT • Get multiple insurance policies through the same company • Check your plan each year to see if there’s something better
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