CHAPTER 13 What Happens If Your Car Is St our Car Is Stolen There are few things more disconcerting than going to get in your car and discovering it’s not there. When this happens, you’ll need to call the police and your insurance company. One thing to note about insurance on this issue: Even if you don’t have loss-of-use coverage, it’s quite possible your insurer will cover your rental car in this situation. However, you might have to wait a few days for this to kick in, as most companies start coverage about two to three days after you file your claim. There’s also a longer period of waiting that happens with regard to getting your payment for your stolen car. Insurance companies don’t want to pay until they’re absolutely sure your car isn’t going to show up, so it can sometimes take a month for them to pay you. When they do finally send you your check, make sure they’ve included all the new car fees. These include the title, the license plate, the sales tax, and more. I can help make sure all possible fees have been covered, and, if they haven’t, I can help rectify the situation.
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