your insurance company tells you about any upcoming changes. This means there won’t be any surprises. What happens to my auto insurance if I move within the United States? Premiums are based in part on where you’re located and how much you drive. Typically, it costs less if you live in the suburbs than in the city. If your daily work commute increases, that will affect things, too. If you’re moving from, let’s say, a bustling city center to a live/work farm in the country, your premiums will probably go down — not only because you’ll be driving less but also because there will be less traffic — therefore the likelihood of accidents goes down. If you move to a different state, remember that each state has its own requirements, so meeting those will obviously affect your policy and therefore your premium. Also, not every insurance company offers coverage in every state, so you might have to switch companies for that reason alone. If you do, be sure to follow the advice in the previous question about canceling your policy. I’m going to another country and will rent a car when I’m there. Will my regular policy cover me? If you live in the United States and are going to Canada, you should be covered. For all other international driving, you’ll need to get international auto insurance. Most insurance companies offer this. Be sure to contact them with plenty of time to make the arrangements. Of course, if you move to a different country, that’s a whole different ballgame, and one this book doesn’t cover. But since you’re taking the time to read this book, I’m sure you’ll do your due diligence to make sure you’re covered appropriately in your
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