CHAPTER 17 DOs, DON’Ts, and Things and Things to Consider
I know this book covers a lot of material. So, consider this chapter as a bit of a summary that highlights some of the most important points regarding insurance, accidents, and claims. It also includes a few bonus tips to keep in mind.
DO…
• Do let your agent, broker, or insurance company know immediately if you get a new car, or move, your credit score changes significantly, or if you have other life changes that could affect your insurance. • Do think about the overall cost when figuring out your policy, including what you might have to pay out of pocket if your limits are too low. • Do make sure you understand what your insurance covers — and what it doesn’t. • Do see if you can afford to pay for minor damage out-of- pocket so you don’t have to file a claim and possibly cause your premiums to increase. • Do investigate your agent or broker’s reputation and make sure they are knowledgeable, act professionally, and treat you with respect. • Do be genuinely concerned about other people in an accident. • Do follow protocol at the scene of the accident using the
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