David Ponce, REALTOR® - SIMPLIFYING YOUR FIRST HOME PURCHASE

for occupancy. This type of certificate is issued by the local government whenever a new building is constructed within city limits. Inspections are conducted to ensure that the basic construction, wiring, plumbing, and other elements of the building are up to code, and can be certified as being safe for occupation. Such a document is needed to legally move into a house. If your home-buying team is competent enough, you will not be seeing those documents for the first time at the closing. Do not sign anything if it is unclear to you, different from what you agreed to, or just seems wrong. Make sure that you understand what you are signing and how your payments will be distributed over time. Charges change differently over time depending on the mortgage type, and may also depend on your insurance or taxes.

AFTER YOU SIGN THE P GN THE PAPERS

Take the keys and start moving into your new house! You are now a legitimate owner and a person who is responsible for a mortgage loan. Nothing can be compared to buying your first home. When you finally get through with it, you'll be able to relax and enjoy your new property. Don’t worry — most of the time, you’ll reach the finish line with a smile on your face and a beautiful new home to call your own. So, get out there and start searching for the perfect home for you and your family. After all, we all know that there is no place like home. Hopefully, these basic steps will help the first-time home buyers handle this incredible process with less stress and more energy.

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